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Mortgage Lending Rules And Regulations PDF Fair Lending Guide – ncua.gov – While the guide covers federal fair lending laws and regulations that affect federal credit unions, it does not address all federal consumer protection laws or. apply to mortgage lending, lenders may not discriminate in mortgage lending based onNon Fha Mortgage Fha loan gift money FHA Gift Guidelines | Home Guides | SF Gate – As long as the buyer is not obligated to repay the loan and it doesn’t come from an interested party, the FHA does not care where the donor gets the money. The funds may not be "cash from under.